.ic-wrap[data-astro-cid-3q3mivs3]{padding:0}.ic-panel[data-astro-cid-3q3mivs3]{position:relative;max-width:900px;margin:0 auto;background:var(--navy-dark);color:var(--white);padding:48px;overflow:hidden}.ic-panel[data-astro-cid-3q3mivs3]:before{content:"";position:absolute;inset:0;background:var(--grain);opacity:.4;pointer-events:none}.ic-corner-tl[data-astro-cid-3q3mivs3],.ic-corner-br[data-astro-cid-3q3mivs3]{position:absolute;width:48px;height:48px;z-index:2;pointer-events:none}.ic-corner-tl[data-astro-cid-3q3mivs3]{top:0;left:0;border-top:2px solid var(--gold);border-left:2px solid var(--gold)}.ic-corner-br[data-astro-cid-3q3mivs3]{bottom:0;right:0;border-bottom:2px solid var(--gold);border-right:2px solid var(--gold)}.ic-header[data-astro-cid-3q3mivs3]{position:relative;z-index:1;text-align:center;margin-bottom:36px}.ic-header[data-astro-cid-3q3mivs3] .section-label[data-astro-cid-3q3mivs3]{color:var(--gold);display:block;font-size:.76rem;letter-spacing:.14em;text-transform:uppercase;font-weight:700;margin-bottom:10px}.ic-header[data-astro-cid-3q3mivs3] h2[data-astro-cid-3q3mivs3]{color:var(--white);margin:0 0 14px;font-size:1.8rem}.ic-sub[data-astro-cid-3q3mivs3]{color:#ffffffbf;font-size:.98rem;line-height:1.6;max-width:600px;margin:0 auto}.ic-body[data-astro-cid-3q3mivs3]{position:relative;z-index:1}.ic-tabs[data-astro-cid-3q3mivs3]{display:flex;gap:8px;margin-bottom:22px}.ic-tab[data-astro-cid-3q3mivs3]{flex:1;padding:12px 10px;background:#ffffff0a;border:1px solid rgba(255,255,255,.08);color:#fff9;font-size:.74rem;font-weight:700;text-transform:uppercase;letter-spacing:.08em;cursor:pointer;transition:all .25s;text-align:center;font-family:var(--font)}.ic-tab[data-astro-cid-3q3mivs3]:hover{background:#ffffff14;color:#ffffffe6}.ic-tab[data-astro-cid-3q3mivs3].active{background:var(--crimson);border-color:var(--crimson);color:var(--white)}.ic-field[data-astro-cid-3q3mivs3]{margin-bottom:18px}.ic-field[data-astro-cid-3q3mivs3] label[data-astro-cid-3q3mivs3]{display:block;font-size:.72rem;font-weight:700;text-transform:uppercase;letter-spacing:.12em;color:#ffffff80;margin-bottom:8px}.ic-field[data-astro-cid-3q3mivs3] select[data-astro-cid-3q3mivs3],.ic-field[data-astro-cid-3q3mivs3] input[data-astro-cid-3q3mivs3][type=number]{width:100%;background:#ffffff0a;border:1px solid rgba(255,255,255,.12);color:var(--white);padding:14px 16px;font-size:1rem;font-family:var(--font);transition:all .3s;outline:none;border-radius:0;appearance:none;-webkit-appearance:none}.ic-field[data-astro-cid-3q3mivs3] select[data-astro-cid-3q3mivs3]{background-image:url("data:image/svg+xml,%3Csvg xmlns='http://www.w3.org/2000/svg' width='12' height='12' viewBox='0 0 24 24' fill='none' stroke='rgba(255,255,255,0.4)' stroke-width='2'%3E%3Cpath d='M6 9l6 6 6-6'/%3E%3C/svg%3E");background-repeat:no-repeat;background-position:right 16px center;padding-right:44px}.ic-field[data-astro-cid-3q3mivs3] select[data-astro-cid-3q3mivs3] option[data-astro-cid-3q3mivs3]{background:var(--navy-dark);color:var(--white)}.ic-field[data-astro-cid-3q3mivs3] input[data-astro-cid-3q3mivs3]:focus,.ic-field[data-astro-cid-3q3mivs3] select[data-astro-cid-3q3mivs3]:focus{border-color:var(--gold);background:#ffffff0f;box-shadow:0 0 0 3px #d7b37726}.ic-field[data-astro-cid-3q3mivs3] input[data-astro-cid-3q3mivs3]::placeholder{color:#ffffff40}.ic-row[data-astro-cid-3q3mivs3]{display:grid;grid-template-columns:1fr 1fr;gap:16px}.ic-row[data-astro-cid-3q3mivs3] .ic-field[data-astro-cid-3q3mivs3]{margin-bottom:18px}.ic-depth-hint[data-astro-cid-3q3mivs3]{font-size:.8rem;color:var(--gold);margin-top:6px;min-height:20px;font-weight:500}.ic-custom-depth[data-astro-cid-3q3mivs3]{margin-top:8px;display:none}.ic-custom-depth[data-astro-cid-3q3mivs3].visible{display:block}.ic-btn-calculate[data-astro-cid-3q3mivs3]{width:100%;padding:18px;background:var(--crimson);color:var(--white);border:2px solid var(--crimson);font-family:var(--font);font-size:.98rem;font-weight:700;text-transform:uppercase;letter-spacing:.05em;cursor:pointer;transition:all .25s;margin-top:6px}@media(hover:hover){.ic-btn-calculate[data-astro-cid-3q3mivs3]:hover{background:var(--crimson-dark);border-color:var(--crimson-dark);transform:translateY(-1px);box-shadow:0 6px 20px #9c1d1f59}}.ic-results[data-astro-cid-3q3mivs3]{display:none;margin-top:28px;padding:28px;background:#ffffff0a;border:1px solid rgba(255,255,255,.08);border-top:2px solid var(--gold);position:relative}.ic-results[data-astro-cid-3q3mivs3].visible{display:block}.ic-results-title[data-astro-cid-3q3mivs3]{font-size:.72rem;font-weight:700;text-transform:uppercase;letter-spacing:.15em;color:var(--gold);margin-bottom:20px}.ic-results-grid[data-astro-cid-3q3mivs3]{display:grid;grid-template-columns:repeat(3,1fr);gap:20px;margin-bottom:20px}.ic-result-item[data-astro-cid-3q3mivs3]{text-align:center}.ic-result-value[data-astro-cid-3q3mivs3]{font-size:2.2rem;font-weight:700;color:var(--gold);line-height:1;margin-bottom:6px}.ic-result-unit[data-astro-cid-3q3mivs3]{font-size:.7rem;font-weight:500;text-transform:uppercase;letter-spacing:.1em;color:#ffffff80}.ic-results-note[data-astro-cid-3q3mivs3]{font-size:.82rem;color:#ffffff8c;line-height:1.65;padding-top:16px;border-top:1px solid rgba(255,255,255,.06)}.ic-results-note[data-astro-cid-3q3mivs3] strong[data-astro-cid-3q3mivs3]{color:var(--gold)}.ic-results-note[data-astro-cid-3q3mivs3] a[data-astro-cid-3q3mivs3]{color:var(--gold);font-weight:600}.ic-results-actions[data-astro-cid-3q3mivs3]{display:flex;gap:12px;margin-top:20px}.ic-btn-quote[data-astro-cid-3q3mivs3]{flex:1;padding:14px 18px;background:var(--gold);color:var(--navy);border:2px solid var(--gold);font-family:var(--font);font-size:.82rem;font-weight:700;text-transform:uppercase;letter-spacing:.05em;cursor:pointer;transition:all .25s;display:inline-flex;align-items:center;justify-content:center;gap:8px;text-decoration:none}@media(hover:hover){.ic-btn-quote[data-astro-cid-3q3mivs3]:hover{background:var(--gold-light);border-color:var(--gold-light);transform:translateY(-1px);color:var(--navy)}}.ic-btn-quote[data-astro-cid-3q3mivs3] svg[data-astro-cid-3q3mivs3]{width:16px;height:16px;stroke:var(--navy);fill:none;stroke-width:2}.ic-btn-reset[data-astro-cid-3q3mivs3]{padding:14px 22px;background:transparent;color:#ffffffb3;border:1px solid rgba(255,255,255,.2);font-family:var(--font);font-size:.82rem;font-weight:500;text-transform:uppercase;letter-spacing:.05em;cursor:pointer;transition:all .2s}.ic-btn-reset[data-astro-cid-3q3mivs3]:hover{color:var(--white);border-color:#ffffff4d}.ic-warning[data-astro-cid-3q3mivs3]{display:none;padding:10px 14px;background:var(--notch-crimson) no-repeat,#9c1d1f2e;font-size:.82rem;color:#fffc;margin-bottom:16px}.ic-warning[data-astro-cid-3q3mivs3].visible{display:block}@media(max-width:700px){.ic-panel[data-astro-cid-3q3mivs3]{padding:32px 22px}.ic-header[data-astro-cid-3q3mivs3] h2[data-astro-cid-3q3mivs3]{font-size:1.5rem}.ic-tabs[data-astro-cid-3q3mivs3]{flex-direction:column;gap:6px}.ic-row[data-astro-cid-3q3mivs3]{grid-template-columns:1fr}.ic-results-grid[data-astro-cid-3q3mivs3]{grid-template-columns:1fr;gap:14px}.ic-result-item[data-astro-cid-3q3mivs3]{display:flex;align-items:center;justify-content:space-between;text-align:left;padding:12px 0;border-bottom:1px solid rgba(255,255,255,.06)}.ic-result-value[data-astro-cid-3q3mivs3]{font-size:1.6rem}.ic-results-actions[data-astro-cid-3q3mivs3]{flex-direction:column}}.p-hero[data-astro-cid-fd46gahn]{position:relative;min-height:560px;display:flex;align-items:center;padding:170px 0 80px;overflow:hidden}.p-hero-bg[data-astro-cid-fd46gahn]{position:absolute;inset:0;z-index:0}.p-hero-bg[data-astro-cid-fd46gahn] img{width:100%;height:100%;object-fit:cover}.p-hero-overlay[data-astro-cid-fd46gahn]{position:absolute;inset:0;background:linear-gradient(105deg,#182630eb,#2c4251ad,#1c2d3a47)}.p-hero-content[data-astro-cid-fd46gahn]{position:relative;z-index:1;color:var(--white);max-width:960px}.breadcrumb[data-astro-cid-fd46gahn]{font-size:.82rem;letter-spacing:.06em;text-transform:uppercase;color:#ffffffbf;margin-bottom:20px}.breadcrumb[data-astro-cid-fd46gahn] a[data-astro-cid-fd46gahn]{color:#ffffffbf}.breadcrumb[data-astro-cid-fd46gahn] a[data-astro-cid-fd46gahn]:hover,.breadcrumb[data-astro-cid-fd46gahn] span[data-astro-cid-fd46gahn]{color:var(--gold)}.p-hero-content[data-astro-cid-fd46gahn] h1[data-astro-cid-fd46gahn]{color:var(--white);margin:10px 0 22px;max-width:880px}.p-hero-content[data-astro-cid-fd46gahn] h1[data-astro-cid-fd46gahn] span[data-astro-cid-fd46gahn]{color:var(--gold)}.p-hero-content[data-astro-cid-fd46gahn] .lead[data-astro-cid-fd46gahn]{font-size:1.15rem;color:#ffffffeb;margin-bottom:32px;max-width:760px}.cta-row[data-astro-cid-fd46gahn]{display:flex;gap:16px;flex-wrap:wrap}.intro[data-astro-cid-fd46gahn]{padding:var(--section-pad) 0 48px;background:var(--off-white)}.narrow[data-astro-cid-fd46gahn]{max-width:var(--prose-width);margin:0 auto}.intro[data-astro-cid-fd46gahn] .section-label[data-astro-cid-fd46gahn]{color:var(--crimson)}.intro[data-astro-cid-fd46gahn] h2[data-astro-cid-fd46gahn]{margin:8px 0 20px}.intro[data-astro-cid-fd46gahn] p[data-astro-cid-fd46gahn]{color:var(--text-secondary);font-size:1.05rem;line-height:1.75;margin-bottom:14px}.calc-section[data-astro-cid-fd46gahn]{padding:0 0 var(--section-pad);background:var(--off-white)}.how-to[data-astro-cid-fd46gahn]{padding:var(--section-pad) 0;background:var(--white)}.section-header[data-astro-cid-fd46gahn]{text-align:center;margin-bottom:48px}.section-header[data-astro-cid-fd46gahn] .section-label[data-astro-cid-fd46gahn]{color:var(--crimson)}.section-header[data-astro-cid-fd46gahn] .section-intro[data-astro-cid-fd46gahn]{max-width:720px;margin:14px auto 0;color:var(--text-secondary);font-size:1rem}.step-grid[data-astro-cid-fd46gahn]{display:grid;grid-template-columns:repeat(3,1fr);gap:24px;max-width:min(1560px,100%);margin:0 auto}.step-card[data-astro-cid-fd46gahn]{background:var(--off-white);border-top:2px solid var(--gold);padding:32px 28px;position:relative}.step-num[data-astro-cid-fd46gahn]{font-size:2.2rem;font-weight:700;color:var(--crimson);line-height:1;margin-bottom:12px}.step-card[data-astro-cid-fd46gahn] h3[data-astro-cid-fd46gahn]{font-size:1.15rem;margin-bottom:10px;color:var(--navy)}.step-card[data-astro-cid-fd46gahn] p[data-astro-cid-fd46gahn]{color:var(--text-secondary);font-size:.95rem;line-height:1.65}.coverage-band[data-astro-cid-fd46gahn]{padding:var(--section-pad) 0;background:var(--navy);color:var(--white);position:relative}.coverage-band[data-astro-cid-fd46gahn]:before{content:"";position:absolute;inset:0;background:var(--grain);opacity:.5;pointer-events:none}.coverage-band[data-astro-cid-fd46gahn]>.container[data-astro-cid-fd46gahn]{position:relative;z-index:1}.coverage-wrap[data-astro-cid-fd46gahn]{max-width:1100px;margin:0 auto;background:#ffffff08;border-top:2px solid var(--gold);overflow-x:auto}.coverage-table[data-astro-cid-fd46gahn]{width:100%;border-collapse:collapse}.coverage-table[data-astro-cid-fd46gahn] th[data-astro-cid-fd46gahn]{background:#00000040;color:var(--gold);text-align:left;padding:16px 22px;font-size:.76rem;letter-spacing:.1em;text-transform:uppercase;font-weight:700;border-bottom:1px solid rgba(255,255,255,.08)}.coverage-table[data-astro-cid-fd46gahn] td[data-astro-cid-fd46gahn]{padding:16px 22px;color:#ffffffd9;font-size:.93rem;border-bottom:1px solid rgba(255,255,255,.08)}.coverage-table[data-astro-cid-fd46gahn] td[data-astro-cid-fd46gahn] strong[data-astro-cid-fd46gahn]{color:var(--white)}.coverage-note[data-astro-cid-fd46gahn]{text-align:center;max-width:720px;margin:28px auto 0;color:#ffffffb3;font-size:.9rem;font-style:italic}.coverage-note[data-astro-cid-fd46gahn] a[data-astro-cid-fd46gahn]{color:var(--gold);font-weight:600}.guide[data-astro-cid-fd46gahn]{padding:var(--section-pad) 0;background:var(--off-white)}.guide-grid[data-astro-cid-fd46gahn]{display:grid;grid-template-columns:repeat(2,1fr);gap:24px;max-width:min(1400px,100%);margin:0 auto}.guide-card[data-astro-cid-fd46gahn]{background:var(--white);border-top:2px solid var(--gold);padding:30px 28px}.guide-card[data-astro-cid-fd46gahn] h3[data-astro-cid-fd46gahn]{font-size:1.12rem;margin-bottom:10px;color:var(--navy)}.guide-card[data-astro-cid-fd46gahn] p[data-astro-cid-fd46gahn]{color:var(--text-secondary);font-size:.94rem;line-height:1.7}.guide-card[data-astro-cid-fd46gahn] a[data-astro-cid-fd46gahn]{color:var(--crimson);font-weight:500}.guide-card[data-astro-cid-fd46gahn] a[data-astro-cid-fd46gahn]:hover{color:var(--navy)}.related[data-astro-cid-fd46gahn]{padding:var(--section-pad) 0;background:var(--white)}.related-grid[data-astro-cid-fd46gahn]{display:grid;grid-template-columns:repeat(4,1fr);gap:20px}.related-card[data-astro-cid-fd46gahn]{display:block;background:var(--off-white);padding:28px 24px;border-top:2px solid var(--gold);transition:transform .3s,box-shadow .3s}.related-card[data-astro-cid-fd46gahn]:hover{transform:translateY(-4px);box-shadow:0 12px 40px #00000014}.related-card--no-link[data-astro-cid-fd46gahn]{cursor:default}.related-card--no-link[data-astro-cid-fd46gahn]:hover{transform:none;box-shadow:none}.related-card[data-astro-cid-fd46gahn] h3[data-astro-cid-fd46gahn]{font-size:1.05rem;margin-bottom:10px;color:var(--crimson)}.related-card[data-astro-cid-fd46gahn] p[data-astro-cid-fd46gahn]{color:var(--text-secondary);font-size:.88rem;margin-bottom:14px;line-height:1.55}.card-link[data-astro-cid-fd46gahn]{color:var(--crimson);font-size:.78rem;letter-spacing:.1em;text-transform:uppercase;font-weight:700;display:inline-flex;align-items:center;gap:6px}.card-link[data-astro-cid-fd46gahn] svg[data-astro-cid-fd46gahn]{width:14px;height:14px}.final-cta[data-astro-cid-fd46gahn]{padding:96px 0;background:var(--crimson);text-align:center;color:var(--white);position:relative}.final-cta[data-astro-cid-fd46gahn]:before{content:"";position:absolute;inset:0;background:var(--grain);opacity:.3;pointer-events:none}.final-cta[data-astro-cid-fd46gahn]>.container[data-astro-cid-fd46gahn]{position:relative;z-index:1}.final-cta[data-astro-cid-fd46gahn] h2[data-astro-cid-fd46gahn]{color:var(--white);margin-bottom:16px}.final-cta[data-astro-cid-fd46gahn] p[data-astro-cid-fd46gahn]{font-size:1.08rem;margin:0 auto 32px;color:#ffffffeb;max-width:760px}.btn-secondary-light[data-astro-cid-fd46gahn]{background:transparent;color:var(--white);border:2px solid var(--white)}.btn-secondary-light[data-astro-cid-fd46gahn]:hover{background:var(--white);color:var(--crimson)}@media(max-width:1100px){.step-grid[data-astro-cid-fd46gahn],.guide-grid[data-astro-cid-fd46gahn]{grid-template-columns:1fr}.related-grid[data-astro-cid-fd46gahn]{grid-template-columns:repeat(2,1fr)}}@media(max-width:700px){.related-grid[data-astro-cid-fd46gahn]{grid-template-columns:1fr}.coverage-table[data-astro-cid-fd46gahn] th[data-astro-cid-fd46gahn],.coverage-table[data-astro-cid-fd46gahn] td[data-astro-cid-fd46gahn]{padding:12px 14px;font-size:.85rem}}@media(min-width:1600px){.guide-grid[data-astro-cid-fd46gahn]{grid-template-columns:repeat(3,1fr)}}